Financing and incentives

Programs to provide businesses with low-interest financing through bonds, loan participations, loan guarantees, and variable or fixed-rate loans.

The NJEDA has a long history of supporting businesses of all sizes to grow and invest in New Jersey. We offer a broad portfolio of economic development tools such as: jobs-based tax credits, real estate and development tax credits, community development programs, main street technical assistance, innovation economy programs, clean energy programs, and low-interest business financing (including bonds, loan participations, loan guarantees and variable/fixed-rate loans). Click the programs below to learn more.

NJEDA FINANCING AND INCENTIVE PROGRAMS

Activation, Revitalization, and Transformation (A.R.T.) Program – Phase II

Angel Investor Tax Credit Program

Angel Match Program

Apprenticeship Training Centers Construction Grant Program

Aspire Program (NEW)

Atlantic City Revitalization Grant Program – Phase Two

Bond Financing

Brownfields Redevelopment Incentive Program

Cannabis Business Development (CBD) Grant

Child Care Facilities Improvement Program Phase 2

Child Care Facilities Improvement Program Phase I

Cultural Arts Facilities Expansion Program – CAFE

Direct Loans

Emerge Program

Employee Stock Ownership Plan Assistance Program (ESOP)

Film and Digital Media Tax Credit Program

Food Desert Relief Supermarket Tax Credit Program

Food Desert Relief Tax Credit Auction

Food Equity and Economic Development in New Jersey (FEED NJ) (CLOSED)

Food Equity and Economic Development in New Jersey (FEED NJ) AWARDEES

Garden State Commercial Property Assessed Clean Energy (C-PACE) Program

Historic Property Survey Grant Program

Historic Property Reinvestment Program

Main Street Acquisition Support Grant

Main Street Lenders Grant

New Jersey Asset Activation Planning Grant

New Jersey Clean Energy Loans: NJ CELs

New Jersey Green Workforce Training Grant Challenge Phase 2

New Jersey Innovation Fellows Program

New Jersey Manufacturing Voucher Program Phase 3

Next New Jersey Manufacturing Program

Next New Jersey Program – AI

NJ Accelerate

NJ Cool

NJ Film Works Grant Program

NJ Founders & Funders

NJ Innovation Evergreen Fund

Premier Lender Program

Recovery Loan Loss Reserve Fund

RETROFIT NJ Program

Salem County Energy Sales Tax Exemption

Sales and Use Tax Exemption Program

Small Business Bonding Readiness Assistance Program

Small Business E-Commerce Support Program

Small Business Fund

Take Charge Program

Technology Business Tax Certificate Transfer (NOL) Program

Urban Enterprise Zone (UEZ) Manufacturers Energy Sales Tax Exemption

Wineries and Vineyards

View All Active Programs

View All Inactive Programs

We’ve always had a customer-first approach to our business, and we strive for 100 percent satisfaction. Thanks to support from the NJEDA and Columbia Bank, we are now able to reach a whole new market. We are also excited to be contributing to the local community by hiring area residents to fill jobs in our warehouse…

-Jack Stern | Owner, Star Supplies

RELATED nEWS

October 15, 2026

NOTICE OF NJEDA BOARD MEETING – 10/22/2026

The New Jersey Economic Development Authority’s next public Board Meeting will be held in person, via conference call, and via Microsoft Teams on Thursday, October 22, 2026, at 10:00 am.

NOTICE OF NJ MOTION PICTURE & TELEVISION COMMISSION BOARD MEETING

Please be advised that the New Jersey Motion Picture and Television Commission Board Meeting will be held in person and via teleconference on Wednesday, October 21, 2026, at 10:30 AM.

NJEDA Expands Funding for Food Desert Tax Credit Auction Due to High Demand

TRENTON, N.J. (October 7, 2026) – Due to greater than anticipated demand, the New Jersey Economic Development Authority (NJEDA) will increase the amount of tax credits available to a total of $30 million for the Food Desert Relief Tax Credit Auction.